QIU Mortgage & Finance

The Right Loan,
Made Simple.

Expert mortgage broking tailored to your goals — whether you're buying your first home, investing, or refinancing for a better deal.

35+
Lenders on Panel
$0
Broker Fee to You
10+
Years Experience
Kimmi Qiu - Mortgage Broker
Kimmi Qiu - Mortgage Broker
35+ Lenders
Available

Your Trusted Partner in Mortgage Solutions

Hi, I'm Kimmi - a passionate and dedicated mortgage broker with over a decade of experience helping Australians navigate the home loan journey with confidence.

At QIU Mortgage & Finance, I believe every client deserves a personalised approach. I take the time to understand your financial situation, goals, and future plans - then search across 35+ lenders to find the loan that truly fits.

Whether you're a first home buyer, growing investor, or looking to refinance, I'm here to make the process straightforward, stress-free, and rewarding.

✓ MFAA Accredited ✓ Buyers Choice Broker ✓ Australian Credit Licence ✓ No Broker Fee

Let's Chat

Loan Solutions for Every Goal

From your first home to your fifth investment property - I've got a solution for you.

🏠

Home Loans

Find the right home loan with the best rate and features to suit your lifestyle and budget.

🔑

First Home Buyer

Guidance on grants, stamp duty concessions, and low-deposit options to get you into your first home sooner.

📊

Refinancing

Could you be getting a better rate? I'll compare your current loan against the market to save you money.

📈

Investment Loans

Grow your property portfolio with tailored investment lending strategies and competitive rates.

🏢

Commercial Finance

Business premises, commercial investment, or development - structured lending for your business needs.

🚗

Car & Asset Finance

Vehicles, equipment, and other assets - flexible finance options to keep your life moving.

Simple. Transparent. Stress-Free.

From first chat to settlement - here's what working together looks like.

1

Free Consultation

We chat about your goals, situation, and what you're looking to achieve. No obligation, no pressure.

2

Loan Research

I search across 35+ lenders to find loan options that best match your needs and objectives.

3

Application

I handle the paperwork, liaise with the lender, and keep you updated every step of the way.

4

Approval & Settlement

Congratulations! We celebrate your approval and support you right through to settlement day.

Estimate Your Repayments

Get a quick estimate of your monthly repayments. For a personalised quote, get in touch.

$50k $600,000 $2M
1% 5.99% 10%
5 yrs 30 years 30 yrs
Estimated Monthly Repayment
$3,593
Principal & Interest
Loan Amount $600,000
Total Repayments $1,293,480
Total Interest $693,480
Loan Term 30 years

This calculator provides an estimate only and is not financial advice. Contact Kimmi for a personalised assessment.

What My Clients Say

Real experiences from real clients who achieved their property goals.

Reviews from our clients
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Common Questions

Everything you need to know before getting started.

Nothing! My service is completely free to you. I'm paid a commission by the lender once your loan settles - this doesn't affect the rate or fees you receive.
Borrowing capacity depends on your income, expenses, existing debts, and the lender's policies. Book a free consultation and I'll assess your situation and give you a clear picture.
Pre-approval can often be obtained within 3-5 business days. Full formal approval typically takes 2-4 weeks depending on the lender and your circumstances. I'll keep you informed at every stage.
Yes. Some lenders accept deposits as low as 5%. First Home Buyers may also be eligible for government schemes like the First Home Guarantee, which allows you to buy with just 5% without paying Lenders Mortgage Insurance (LMI).
If you haven't reviewed your home loan in the last 1-2 years, chances are you could be on a better deal. I recommend a loan health check annually - I can do this for you at no cost.
Not at all. I work with clients across Australia via phone, video call, and email. Everything can be handled remotely at your convenience.

Book Your Free Consultation

Ready to take the next step? Reach out and I'll be in touch within one business day.

📍
Location
Serving clients across Australia
🕐
Availability
Monday - Saturday
9:00 AM - 6:00 PM

QIU Mortgage & Finance is an authorised credit representative of Buyers Choice,

Send an Enquiry

✓ Thank you! I'll be in touch within one business day.